Comments on: Portfolio Recovery Associates debt collection scam http://nextlevelunlimited.net/blog/portfolio-recovery-associates-debt-collection-scam/ Debt Free This Year Sat, 04 Feb 2012 22:59:33 -0400 http://wordpress.org/?v=2.8.3 hourly 1 By: Next Level Credit http://nextlevelunlimited.net/blog/portfolio-recovery-associates-debt-collection-scam/#comment-105632 Next Level Credit Thu, 29 Sep 2011 19:11:21 +0000 http://nextlevelunlimited.net/blog/?p=82#comment-105632 Joe Thanks for your comment. You will need to stop Portfolio unless you like the calls. You can stop them. Go to our home page to sign in for an analysis this week for advice for what to do next. ~Next Level Credit~ Joe
Thanks for your comment.
You will need to stop Portfolio unless you like the calls. You can stop them.

Go to our home page to sign in for an analysis this week for advice for what to do next.

~Next Level Credit~

]]> By: joe http://nextlevelunlimited.net/blog/portfolio-recovery-associates-debt-collection-scam/#comment-102188 joe Wed, 21 Sep 2011 20:34:01 +0000 http://nextlevelunlimited.net/blog/?p=82#comment-102188 Been being harassed Portfolio for well over a year now, 3-4 calls a day as early as 7am and late at night. After google searching info on them I am truly amazed at how many other people are putting up with these lowlife third party con-artists trying to collect ancient debts that the statute if limitations has long past. My question is how they continue to stay in business? Been being harassed Portfolio for well over a year now, 3-4 calls a day as early as 7am and late at night.
After google searching info on them I am truly amazed at how many other people are putting up with these lowlife third party con-artists trying to collect ancient debts that the statute if limitations has long past.
My question is how they continue to stay in business?

]]> By: Sammie Jo http://nextlevelunlimited.net/blog/portfolio-recovery-associates-debt-collection-scam/#comment-93614 Sammie Jo Thu, 25 Aug 2011 15:53:09 +0000 http://nextlevelunlimited.net/blog/?p=82#comment-93614 I just got a call from these people, naturally the # on my caller id shows to be a non-pub #, but the name on the id is portfolio. They called about a debt, that isn't even on my credit report any longer, in fact, it was a capitol one credit card, ex husband's, and Capitol One's collection agency, NCO, harrassed me so badly, that I found an atty who specializes in this sort of thing, and works on contingency, didn't cost me a dime out of pocket. He sued, we won, $30,000.00 Thank you Dean Malone in Dallas! If they call me again, I'll be calling mr malone and we can sue again, I can always use the extra cash. My credit is clean now, and if any of these bottom feeders put something on it, there will be big trouble, once a debt is off your credit, unless it's reactivated by you being stupid enough to make a payment, it stays off. Don't let these people get to you, especially after the SOL runs out. SOL stands for statute of limitations for you, and Sh1t out of luck for them. I just got a call from these people, naturally the # on my caller id shows to be a non-pub #, but the name on the id is portfolio.
They called about a debt, that isn’t even on my credit report any longer, in fact, it was a capitol one credit card, ex husband’s, and Capitol One’s collection agency, NCO, harrassed me so badly, that I found an atty who specializes in this sort of thing, and works on contingency, didn’t cost me a dime out of pocket. He sued, we won, $30,000.00 Thank you Dean Malone in Dallas!
If they call me again, I’ll be calling mr malone and we can sue again, I can always use the extra cash.
My credit is clean now, and if any of these bottom feeders put something on it, there will be big trouble, once a debt is off your credit, unless it’s reactivated by you being stupid enough to make a payment, it stays off.
Don’t let these people get to you, especially after the SOL runs out.
SOL stands for statute of limitations for you, and Sh1t out of luck for them.

]]> By: Next Level Credit http://nextlevelunlimited.net/blog/portfolio-recovery-associates-debt-collection-scam/#comment-62853 Next Level Credit Fri, 25 Mar 2011 15:25:13 +0000 http://nextlevelunlimited.net/blog/?p=82#comment-62853 Megan Thank for your comment. Get an attorney that specializes in collection debt defense and they can deal with the IRS with this. Do not pay PRA or IRS. ~Next Level Credit~ Megan
Thank for your comment. Get an attorney that specializes in collection debt defense and they can deal with the IRS with this. Do not pay PRA or IRS.

~Next Level Credit~

]]> By: Megan http://nextlevelunlimited.net/blog/portfolio-recovery-associates-debt-collection-scam/#comment-62146 Megan Tue, 22 Mar 2011 15:13:39 +0000 http://nextlevelunlimited.net/blog/?p=82#comment-62146 My husband and I received phone calls from PRA in Jan/2009. We quickly responded with a letter stating our rights, etc. We never heard from them again. Now, we get a letter from the IRS saying PRA had turned in the amount as a cancellation of debt. Are we obligated to pay this or can we appeal? What would you suggest we do? Thank you for your time. My husband and I received phone calls from PRA in Jan/2009. We quickly responded with a letter stating our rights, etc. We never heard from them again. Now, we get a letter from the IRS saying PRA had turned in the amount as a cancellation of debt. Are we obligated to pay this or can we appeal? What would you suggest we do? Thank you for your time.

]]> By: Michael http://nextlevelunlimited.net/blog/portfolio-recovery-associates-debt-collection-scam/#comment-61487 Michael Sat, 19 Mar 2011 17:27:08 +0000 http://nextlevelunlimited.net/blog/?p=82#comment-61487 Someone is watching for people that check their credit. I know, I know, yet . . . I just had a phone call from an automated system which spoke a number too fast for my daughter to catch it but it was these guys. This phone call comes just a couple of days after I did the free credit check with all three reporting outfits for the first time in like five years. I have not applied for any loans in the past several years and almost no one had looked at them and I was clean as the driven snow. My last run in with any collector was over ten years ago during my divorce. Now this. Coincidence? I highly doubt it. I work with web applications and databases all day every day. Someone is watching who is watching and fishing based on that. It may even be legal. Someone is watching for people that check their credit. I know, I know, yet . . .

I just had a phone call from an automated system which spoke a number too fast for my daughter to catch it but it was these guys.

This phone call comes just a couple of days after I did the free credit check with all three reporting outfits for the first time in like five years. I have not applied for any loans in the past several years and almost no one had looked at them and I was clean as the driven snow. My last run in with any collector was over ten years ago during my divorce.

Now this. Coincidence? I highly doubt it. I work with web applications and databases all day every day. Someone is watching who is watching and fishing based on that. It may even be legal.

]]> By: Next Level Credit http://nextlevelunlimited.net/blog/portfolio-recovery-associates-debt-collection-scam/#comment-59795 Next Level Credit Thu, 10 Mar 2011 13:23:23 +0000 http://nextlevelunlimited.net/blog/?p=82#comment-59795 Kelly, Thanks for your comment. We never heard of nicor but that does not matter. Portfolio is very big and very sleazy. You still have to respond to PRA and they will stop attempting to collect. We realize it is not her account but understand that this is very corrupt. Go to our home page and set up a 15 min analysis with us and we will direct you as to what you need to do. ~Next Level Credit~ Kelly,
Thanks for your comment.
We never heard of nicor but that does not matter. Portfolio is very big and very sleazy.
You still have to respond to PRA and they will stop attempting to collect. We realize it is not her account but understand that this is very corrupt.

Go to our home page and set up a 15 min analysis with us and we will direct you as to what you need to do.

~Next Level Credit~

]]> By: Kelly http://nextlevelunlimited.net/blog/portfolio-recovery-associates-debt-collection-scam/#comment-59280 Kelly Mon, 07 Mar 2011 15:40:57 +0000 http://nextlevelunlimited.net/blog/?p=82#comment-59280 I just received a letter from Portfolio for a nicor bill of $678.59 in my DAUGHTERS name!! first of all, my daughter just turned 18 in July and the name on the letter is her old name as my daughter has been adopted by my husband 7 yrs ago. second, she was a minor when they bought this info as the letter says they bought this account on 5/24/2007. I called Nicor they have no listing for her ss #. they also checked their database for what was sold to collections for her name and it showed nothing there either. The collection agency, Portfolio tells me they need to talk to my daughter as it is in her name and not mine! I have no info as to the date of the bill or address it was suppose to be racked up at...I did run her credit report and nothing on it from nicor at all. She has never had service in her name like I said as she is a minor...What to do?? I just received a letter from Portfolio for a nicor bill of $678.59 in my DAUGHTERS name!! first of all, my daughter just turned 18 in July and the name on the letter is her old name as my daughter has been adopted by my husband 7 yrs ago. second, she was a minor when they bought this info as the letter says they bought this account on 5/24/2007. I called Nicor they have no listing for her ss #. they also checked their database for what was sold to collections for her name and it showed nothing there either. The collection agency, Portfolio tells me they need to talk to my daughter as it is in her name and not mine! I have no info as to the date of the bill or address it was suppose to be racked up at…I did run her credit report and nothing on it from nicor at all. She has never had service in her name like I said as she is a minor…What to do??

]]> By: Next Level Credit http://nextlevelunlimited.net/blog/portfolio-recovery-associates-debt-collection-scam/#comment-43384 Next Level Credit Thu, 23 Dec 2010 16:26:12 +0000 http://nextlevelunlimited.net/blog/?p=82#comment-43384 Krista, Thanks for your comment. Your question is not specific enough for us to answer. In general, if you are referring to your credit report, the charge off will come off your report in 7 years from the date of last payment. If you have more questions, please go to our home page for a 15 min free analysis and we would be happy to answer more specifically. ~Next Level Credit~ Krista,
Thanks for your comment. Your question is not specific enough for us to answer.

In general, if you are referring to your credit report, the charge off will come off your report in 7 years from the date of last payment.

If you have more questions, please go to our home page for a 15 min free analysis and we would be happy to answer more specifically.

~Next Level Credit~

]]> By: krista http://nextlevelunlimited.net/blog/portfolio-recovery-associates-debt-collection-scam/#comment-41915 krista Fri, 17 Dec 2010 19:52:36 +0000 http://nextlevelunlimited.net/blog/?p=82#comment-41915 How old does your debt have to be before it goes away? How old does your debt have to be before it goes away?

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