Comments on: GUGLIELMO & ASSOCIATES buys junk debt LVNV Funding and Arrow Financial Services http://nextlevelunlimited.net/blog/guglielmo-associates-buys-junk-debt-lvnv-funding-and-arrow-financial-services/ Debt Free This Year Thu, 09 Feb 2012 15:31:24 -0400 http://wordpress.org/?v=2.8.3 hourly 1 By: Next Level Credit http://nextlevelunlimited.net/blog/guglielmo-associates-buys-junk-debt-lvnv-funding-and-arrow-financial-services/#comment-131507 Next Level Credit Thu, 09 Feb 2012 15:27:21 +0000 http://nextlevelunlimited.net/blog/?p=96#comment-131507 Valerie Thanks for your comment. Yes we remember your comment. You can sign in for a 15 min analysis and we can talk about what to do next. Go to the home page and sign in for a time to talk between Mon-Fri 9-5 EST. ~Next Level Credit~ Valerie
Thanks for your comment. Yes we remember your comment.

You can sign in for a 15 min analysis and we can talk about what to do next.

Go to the home page and sign in for a time to talk between Mon-Fri 9-5 EST.

~Next Level Credit~

]]> By: Valerie http://nextlevelunlimited.net/blog/guglielmo-associates-buys-junk-debt-lvnv-funding-and-arrow-financial-services/#comment-130381 Valerie Fri, 03 Feb 2012 01:49:14 +0000 http://nextlevelunlimited.net/blog/?p=96#comment-130381 Hello, I sent you a comment on Oct 6, 2011 regarding GA...they filed a suit against me in September 2011 (according to the court website), but I had not been served. Based on your response, I prepared myself to respond to the summons and waited to be served. It is now February, and I still have not been served. I moved in December and a few weeks ago, I received a letter at my new address from GA that contained a copy of a form that they apparently filed with the court requesting additional time to serve me...claiming they had been 'diligently' trying (attached to the form were 2 envelopes mailed in early January addressed to me at an address I have never lived at; returned to them with my forwarding address from the post office). I expected to be served after receiving that and have been waiting to respond. Instead, I received a "settlement opportunity" collection letter from them...30% off if I pay by 2/25/12; 20% off if I pay by 3/23/12. There is NO WAY I'm paying these people anything!! My question is, do I take this opportunity to respond to them with a VOD letter? Or, do I wait to be served? Thanks in advance for your help, Valerie Hello,

I sent you a comment on Oct 6, 2011 regarding GA…they filed a suit against me in September 2011 (according to the court website), but I had not been served. Based on your response, I prepared myself to respond to the summons and waited to be served. It is now February, and I still have not been served. I moved in December and a few weeks ago, I received a letter at my new address from GA that contained a copy of a form that they apparently filed with the court requesting additional time to serve me…claiming they had been ‘diligently’ trying (attached to the form were 2 envelopes mailed in early January addressed to me at an address I have never lived at; returned to them with my forwarding address from the post office). I expected to be served after receiving that and have been waiting to respond. Instead, I received a “settlement opportunity” collection letter from them…30% off if I pay by 2/25/12; 20% off if I pay by 3/23/12. There is NO WAY I’m paying these people anything!! My question is, do I take this opportunity to respond to them with a VOD letter? Or, do I wait to be served?

Thanks in advance for your help,
Valerie

]]> By: Next Level Credit http://nextlevelunlimited.net/blog/guglielmo-associates-buys-junk-debt-lvnv-funding-and-arrow-financial-services/#comment-127044 Next Level Credit Tue, 10 Jan 2012 16:31:58 +0000 http://nextlevelunlimited.net/blog/?p=96#comment-127044 Lisa, Thanks for your comment. If you have proof and everything in writing, you may be able to go back to court. Talk to the clerk. ~Next Level Credit~ Lisa,
Thanks for your comment. If you have proof and everything in writing, you may be able to go back to court. Talk to the clerk.

~Next Level Credit~

]]> By: Lisa http://nextlevelunlimited.net/blog/guglielmo-associates-buys-junk-debt-lvnv-funding-and-arrow-financial-services/#comment-126514 Lisa Sat, 07 Jan 2012 06:56:52 +0000 http://nextlevelunlimited.net/blog/?p=96#comment-126514 Hello I settled with Guglielmo a year ago a $1200.00 debt for $1000. Due to financial hardship I settled for $1000. I paid every month on time $25. I was waiting for my December payment to clear. Today I got a letter stating I defaulted and now owe 1400 plus 8.75 % interest. It's strange that my mail wasn't returned. The letter was mailed to me and not stamped from the court. Would you recommend I go to the court and file a response to take to a judge? Hello
I settled with Guglielmo a year ago a $1200.00 debt for $1000. Due to financial hardship I settled for $1000. I paid every month on time $25. I was waiting for my December payment to clear. Today I got a letter stating I defaulted and now owe 1400 plus 8.75 % interest. It’s strange that my mail wasn’t returned. The letter was mailed to me and not stamped from the court. Would you recommend I go to the court and file a response to take to a judge?

]]> By: Next Level Credit http://nextlevelunlimited.net/blog/guglielmo-associates-buys-junk-debt-lvnv-funding-and-arrow-financial-services/#comment-123511 Next Level Credit Wed, 21 Dec 2011 16:53:22 +0000 http://nextlevelunlimited.net/blog/?p=96#comment-123511 Christine, Thanks for your comment. A settlement letter? Do you have a judgment ? OR this is a typical collection letter??? G&A can type their name. DO NOT SIGN or talk to them until you talk to us. YOU do not need to pay Guglielmo. Do you live in AZ? Sign in for a free analysis with me for Monday 9-5 EST. We will answer your questions. We do not have enough info from you to answer on this posting. ~Next Level Credit~ Christine,
Thanks for your comment. A settlement letter? Do you have a judgment ? OR this is a typical collection letter???

G&A can type their name.

DO NOT SIGN or talk to them until you talk to us. YOU do not need to pay Guglielmo. Do you live in AZ?
Sign in for a free analysis with me for Monday 9-5 EST.

We will answer your questions. We do not have enough info from you to answer on this posting.

~Next Level Credit~

]]> By: Next Level Credit http://nextlevelunlimited.net/blog/guglielmo-associates-buys-junk-debt-lvnv-funding-and-arrow-financial-services/#comment-123041 Next Level Credit Mon, 19 Dec 2011 16:03:21 +0000 http://nextlevelunlimited.net/blog/?p=96#comment-123041 Mark, Thanks for your comment. Great you found us in time! Click on link below: http://nextlevelunlimited.net/answer-summons.php Get the Defense Guide and file Answer asap. You will beat G&A with this. Do not contact G&A they do not care if you are not employed. ~Next Level Credit~ Mark,
Thanks for your comment.
Great you found us in time! Click on link below:

http://nextlevelunlimited.net/answer-summons.php

Get the Defense Guide and file Answer asap. You will beat G&A with this.

Do not contact G&A they do not care if you are not employed.

~Next Level Credit~

]]> By: Next Level Credit http://nextlevelunlimited.net/blog/guglielmo-associates-buys-junk-debt-lvnv-funding-and-arrow-financial-services/#comment-123040 Next Level Credit Mon, 19 Dec 2011 16:01:44 +0000 http://nextlevelunlimited.net/blog/?p=96#comment-123040 Chris Thanks for your comment. G&A often does this. You pay and still get a judgment. There is nothing you can do to ensure the amount. Did you get this in writing before paying? If so that will work. You cannot get the judgment dismissed. After you paid the amount, G&A should mark on your report “satisfied”. It will come off report in 7 years. ~Next Level Credit~ Chris
Thanks for your comment. G&A often does this. You pay and still get a judgment.

There is nothing you can do to ensure the amount. Did you get this in writing before paying? If so that will work.

You cannot get the judgment dismissed. After you paid the amount, G&A should mark on your report “satisfied”. It will come off report in 7 years.

~Next Level Credit~

]]> By: Christine http://nextlevelunlimited.net/blog/guglielmo-associates-buys-junk-debt-lvnv-funding-and-arrow-financial-services/#comment-122475 Christine Fri, 16 Dec 2011 23:54:58 +0000 http://nextlevelunlimited.net/blog/?p=96#comment-122475 Gugliermo has sent me a settlement agreement letter that is not signed. Their name is typed at the bottom, that's it. There is not even a place for me to sign. Would this hold up in court if they tried to collect the balance? Could they sell the balance to someone else? Gugliermo has sent me a settlement agreement letter that is not signed. Their name is typed at the bottom, that’s it. There is not even a place for me to sign.

Would this hold up in court if they tried to collect the balance? Could they sell the balance to someone else?

]]> By: mark http://nextlevelunlimited.net/blog/guglielmo-associates-buys-junk-debt-lvnv-funding-and-arrow-financial-services/#comment-122202 mark Thu, 15 Dec 2011 19:35:18 +0000 http://nextlevelunlimited.net/blog/?p=96#comment-122202 Was just served yesterday with summons from Gugliemo & Ass. for a discover card, I am planning on filling a answer with the court asap. my question is should I also let them and the court know that I am currently on unemployment ? which I think can not be garnished, also have never been sent a VOC Was just served yesterday with summons from Gugliemo & Ass. for a discover card, I am planning on filling a answer with the court asap. my question is should I also let them and the court know that I am currently on unemployment ? which I think can not be garnished, also have never been sent a VOC

]]> By: Chris http://nextlevelunlimited.net/blog/guglielmo-associates-buys-junk-debt-lvnv-funding-and-arrow-financial-services/#comment-121820 Chris Tue, 13 Dec 2011 17:16:49 +0000 http://nextlevelunlimited.net/blog/?p=96#comment-121820 I was served papers from Guglielmo and Assoc. in April 2009. They stated I was going to be sued for a deliquent debt to Discover cards. I called them and made arrangements to pay the account off in 36 months. Three months after making my monthly payment I recieved a notice of judgement stating they had won my court case due to my failing to appear. This is the same case I was told to ignore since we had established a monthly payment plan. After paying for about 18 months, I requested a statement from Guglielmo and they sent me paperwork showing high interest being taken and a $1000.00 attorney fees in addition to court filing fees. Looking at the statement, I dont see how the account is going to be paid off within the 36 months. What can I do to protect myself from over paying and can I get the judgement dismissed? I was served papers from Guglielmo and Assoc. in April 2009. They stated I was going to be sued for a deliquent debt to Discover cards. I called them and made arrangements to pay the account off in 36 months. Three months after making my monthly payment I recieved a notice of judgement stating they had won my court case due to my failing to appear. This is the same case I was told to ignore since we had established a monthly payment plan.

After paying for about 18 months, I requested a statement from Guglielmo and they sent me paperwork showing high interest being taken and a $1000.00 attorney fees in addition to court filing fees.

Looking at the statement, I dont see how the account is going to be paid off within the 36 months. What can I do to protect myself from over paying and can I get the judgement dismissed?

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