Stop Collection Agency Harassment » Wealth

A Christmas Prayer from the founder of Next Level Unlimited

Next Level Credit — Thu, 24 Dec 2009 15:35:45 +0000

This is a special time of year for me. When I was a little girl, there was a full house of people and we had one of my uncles dress up as santa. I have happy memories of that time. But now it is even more special because for a number of years I know and understand “christmas”.

I celebrate Jesus’ birth this time of year. It is hard not to get caught up in the gifts and parties. It is alot of fun. Most of all I have joy, peace and love in my life. I know I am here for a purpose. My purpose is to serve you.

I want to say blessings to you today…to have joy, peace and love in your life.

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Life after collection debt elimination

Next Level Credit — Tue, 02 Jun 2009 19:49:00 +0000

Last Friday, there was a show on ABC TV with Mellody Hobson. Of course, the title caught our attention.

UN-BROKE : WHAT YOU NEED TO KNOW ABOUT MONEY

After Mellody started talking about the premise of the show, it showed a scene with Antonio Banderas and Marisa Tomei as a married couple talking about a future student loan. Student loans are low interest rate, but the amount is outrageous. Can you explain to me why college costs so much?

Then Cedric came on the show talking about CASH and fair exchange. Pay cash.

Mellody led into credit cards. These are staggering figures. The AVERAGE family – most likely with two parent income – has 5 credit cards with a total of $10,000 balance. This will take 58 YEARS to pay off the balance with minimum payments. AAAAgggghhhh!

Cedric showed up again talking about SUB PRIME mortgages. SUB PRIME – get it? And who was sitting around that table when the idea came about? It was a trap for consumers. But consumers did NOT pay attention and think that 1 + 1 = 100,000 !!!

Then he talked about having only ONE credit card.

Seth Green showed his “crib” and his “ride”. The man has investments and lives modestly. Kudos to Seth Green!

Media and marketing does not help our budgets. Now is it chic to cut coupons?

Marisa and Antonio started talking about having an emergency fund and a safety net at least a year of saefy put aside.

What about $1 per day (in a piggy bank) for the next 4 months?

Then what about $5 per day the following 4 months? Do the math. How much would that be in one year?

The Jonas Brothers talked about stocks – and Mellody said buy while stocks are low and stay in for the long term. Same with bonds. Do you know the difference?

DOW, S&P 500, NASDAQ

Even Oscar from Sesame Street was on this show!!!

Why don’t they teach this in high school?

Retirement – what is a 401 (K)

Christian Slater and Rosario Dawson explained what a 401(k) is and why you should take advantage of it.

Our favorite part was Samuel L Jackson. He portrayed an author as a guest on a radio talk show. Getty Greene.

He looked stressed out. He said he, Getty Greene, was broke and he explained how and why. Then he wanted the audience to take action and shout wherever you are – in the street, out the window, etc.

“I’M BROKE AS HELL AND I’M NOT GOING TO TAKE IT ANYMORE”

He said this is what we are going to do:

-buy cheaper cars to use cheaper gas

-pay off credit cards and only use one for emergencies

-buy cheap stocks and stay in for the duration

-live within your means

THESE ARE THE MELLODY HOBSON UN-BROKE STEPS:

#1 – one credit card for emergency

#2 – buy an affordable house

#3 – emergency fund for 1 year

#4 – buy stock for the long term

#5 – retirement savings

Life after collection debt elimination?

**If we missed any parts, let us know. This is only a paraphrased version.

So is this the answer??? What do you think?

NEXT LEVEL CREDIT

“Taking Your Credit to the Next Level”

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A Valentine Day message from the founder of Next Level Unlimited

Next Level Credit — Thu, 12 Feb 2009 16:50:12 +0000

HAPPY VALENTINES DAY!

Sometimes people come into your life and you know right away that they were meant to be there. To serve some sort of purpose, teach you a lesson or help figure out who you are or who you want to become. You never know who these people may be but when you lock eyes with them, you know that very moment that they will affect your life in some profound way. Sometimes things happen to you at the time that may seem horrible, painful and unfair, but in reflection you realize that without overcoming those obstacles you would have never realized your potential, strength, will power or heart. Everything happens for a reason. Nothing happens by chance or by means of good luck. Illness, injury, love, lost moments of true greatness and sheer stupidity all occur to test the limits of your soul. Without these small tests, life would be like a smoothly paved, straight, flat road to nowhere. Safe and comfortable but dull and utterly pointless. The people you meet affect your life. The successes and downfalls that you experience can create who you are, and the bad experiences can be learned from. In fact, they are probably the most poignant and important ones. If someone hurts you, betrays you or breaks your heart, forgive them because they have helped you learn about trust and the importance of being cautious to whom you open your heart. If someone loves you, love them back unconditionally, not only because they love you, but because they are teaching you to love and to open your heart and eyes to little things. Make every day count. Appreciate every moment and take from it everything that you possibly can, for you may never be able to experience it again. Talk to people you have never talked to before, and actually listen. Let yourself fall in love, break free and set your sights high. Hold your head up because you have every right to. Tell yourself you are a great individual and believe in yourself, for if you don’t believe in yourself, no one else will believe in you.

Create your own life and then go out and live it.

“If you take your eyes off your goals, all you see are obstacles.”

NEXT LEVEL CREDIT

“Taking Your Credit to the Next Level”

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RESOLUTIONS OR GOALS IN 2009 ?

Next Level Credit — Thu, 01 Jan 2009 19:21:42 +0000

HAPPY NEW YEAR 2009!

What are the top three resolutions that most people make for a new year?

#1. get/make more money (get rid of debt)

#2. be more healthy

#3. have more time to enjoy life

What are the top three GOALS that most people make (for a new year)?

SAME AS ABOVE!!!

What is the difference between RESOLUTIONS and GOALS ???

webster definition of resolute: firmly determined in purpose

webster definition of goal: aim, purpose

There is not much of a difference, however, resolutions may be set temporarily while goals are set until achieved. Are you making resolutions OR goals in 2009?

This year we have some amazing goals for Next Level Unlimited. It starts with Next Level Credit. We will be reaching out to online and offline consumers to assist them in their dire financial straits. By conducting free seminars, we will travel locally and cross country giving consumers imperative information to help them change their mindset and their financial mission in life. The seminars will also be recorded (possibly live) on this website too to help you as much as possible.

To all the consumers who do not know what to do about unemployment and current (and future collection) debt, let us give you direction. Been there, done that! How determined are YOU this year – this new year – 2009 ? Who are you going to depend on for money? Take hold of the “reins” of where you CAN go!

What are your goals for 2009 or for the next 3, 5, 10 years ?

Let’s work on all THREE GOALS !!!

Together.

NEXT LEVEL CREDIT

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A Christmas Prayer from the founder of Next Level Unlimited

Next Level Credit — Wed, 24 Dec 2008 16:06:38 +0000

I want to say blessings to you today…to have joy, peace and love in your life.

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Debt Freedom is the first step to Financial Freedom

Next Level Credit — Sun, 16 Nov 2008 18:00:52 +0000

(We apologize for not posting since November 3rd. We have had technical difficulties with updates on our site.)

At Next Level Credit we believe:

You are your best resource.
Skills, intelligence, ability, desire, determination…these are resources that are valuable for an individual.

You have to depend on yourself.
We personally depend on God, being that we are a christian company, and when you depend on yourself (rather than an employer) one tends to work harder towards goals and has clearer vision of the journey. We do not expect a handout from anyone.

You will prosper.
When an individual has a plan and specific goals, they will prosper. It is inevitable. Determination will pay off in more ways than you think.

You will overcome.
With the powerful mindset inside of your being, an individual can make it through hardship and have a testimony of overcoming. If it doesn’t kill you, it will make you stronger.

You do not have to participate in a recession.
We are not in a recession! Case closed!

You do not have to participate in unemployment.
It feels great to be a business owner. Your whole pattern of thinking changes when you become a business owner. You do not have to worry about getting fired.

Be an independent business owner! The time is now. Make a plan for 2009!

NEXT LEVEL CREDIT

ps. the only way you will have debt freedom is to be an IBO

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Simultaneously eliminate collection debt and create wealth

Next Level Credit — Sat, 18 Oct 2008 00:07:41 +0000

How do you feel about debt, credit, FICO, fdcpa and the direction where it is headed? How do you feel about your job security? Is this a crazy time in this country or what could you call it?

Now more than ever we want to wake you up and tell you to take a long look around you. It is changing every day. Wake up to the change and take advantage of the timing. Take steps to eliminate your collection debt. Get rid of the debt collectors. Change your mindset in the process. Debt freedom. Commence with your own business. Look for the silver lining in this shaky economy.

Let’s go back 50 years ago. Let’s get back to basics.

Give us one reason why you should NOT have your own business?

Many dream of striking out on their own and make more money.

Our Top Ten Reasons to Start Your Own Business:

1. You can quit working long hours for little compensation and start working more ridiculous hours with passion.
2. You no longer answer to the whims of a capricious boss and don’t have to call to ask for a sick day.
3. You can really let the creative juices flow.
4. You can finally be paid what you’re worth.
5. You can give money to others that need it more than you do.
6. You will no longer be assigned the crappy work…there is no more crappy work because you are in control and you have a plan.
7. You can earn what you have always dreamed of earning and be true to yourself.

Our top three reasons!!!

8. It’s a challenge that’s hard to refuse.

9. Tax shelter.

10. Cash is king!

NEXT LEVEL CREDIT

ps. come back to read more about tricks that debt collectors use to get your money

You are gonna make it radio interview

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Will collection debt agencies fade away?

Next Level Credit — Tue, 30 Sep 2008 16:04:25 +0000

Yesterday Suze Orman quote:

“Don’t panic – but it will get worse before it gets better. People (consumers) need to wise up and change their behavior now”.

She is an expert in finance. We don’t follow her business YET. We will. We need to learn more about her, it is inevitable that Next Level Credit know more about finance overall and we will research her more.

Suze Orman hit the nail on the head when she said change your behavior. We are changing your mindset here. Also, we are going to focus more about starting your own business. The reason (again) consumers are overextended in credit is because we do not make enough money at our jobs. And we want what we want when we want. This country is spoiled. We are very used to instant gratification. How do you change that and make more money? Get a paper route and a second job in addition to your primary job? What about daycare costs? Out of control! It will get worse before it gets better, but we have more than hope and we are not sitting on the sidelines waiting for the next “jaw dropping” announcement from the government. We ARE changing our behavior not just talking about it.

What is going to happen to our credit standing now? There will be MANY credit repair businesses popping up in the next few months. We are seeing it happen this week. Be aware. Work with a company that knows how to fix the problem and has a passion for it. At Next Level Credit, we cannot guarantee that your credit report can be fixed and we will explain that in a consultation. We do our best. We have our clients best interests at heart. When you are satisfied with us, we are satisfied.

Now today in this economy, even since our last post, you need to start a plan B. No more procrastinating. This is not the time to procrastinate. We are eliminating your collection debt. We are restoring your credit report and score. Debt freedom is attainable. The debt collectors and collection debt agencies will be stopped but it will take years to shut them down. Meanwhile you have the power to challenge it now.

Take control of the money flow. America is resilient and has pride. The best country in the world to have a business is America. FREE ENTERPRISE!

NEXT LEVEL CREDIT

ps. stay tuned for information on how your collection debt has an expiration!

You are gonna make it radio interview

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Wealth Creation Favorite Topic

Next Level Credit — Thu, 25 Sep 2008 14:45:45 +0000

Show me the money!

A classic line from a classic movie. People smile when you hear that quote. Do you picture money in your mind when you hear that? We do.

Money is power. Power to change. When someone has wealth they are able to change situations from bad to good. Whether you help yourself or help others, wealth enables you to make a difference.

If you do not have collection debt challenges and/or credit report repair needed, why not start wealth creation now. Actually you CAN start your wealth creation now regardless of your credit. We heard today on the radio on a financial program that Forbes 400 (400 most wealthy in the world) wrote that when asking the wealthy 75% said the #1 key to wealth is to get out of debt and stay out of debt.

To quote Kevin Hogan who does much research “how much pain does one have to have in order to step out and be motivated to make a change in their life?” Is your discomfort in your life going to make you do something different with your financial future? Is pain your motivator? You know the definition of insanity.

Here is a wild statistic for you:

the average millionaire has had 3.1 failures in their life when they have hit bottom with zero and started over again

the income earner of $50k- $100K has had 1.6 failures in their life when they have hit bottom with zero and started over again

Does this mean that multi millionaires have had more failures but have raised back to the financial level they desire in their life each time? Statistics show that 65% of the wealthy have mentors. It is important to have that guidance, sounding board, whatever you want to call it. What about the 35%? Who knows?

Some say the secret to wealth and success is momentum. We agree. Get a piece of the pie and have your own business.

To quote another multi millionaire…Robert Kiyosaki

“a big reason I support the network marketing industry is that many companies are really business schools for the people, in contrast to formal business schools, which train students to be EMPLOYEES OF THE RICH”

Do you want to be an employee of the rich?

Empower magazine quote “Home based business are one of the fastest growing segments in our economy and that trend will only continue.” We don’t want to say it is a trend. It is here to stay. You can be a home made millionaire. You earned it and it was not given to you.

People who own their own business are worth financially so much more than having a 6-figure job for years (years? which is not really possible these days.) Job security is an oxymoron! It does not exist! Control your destiny. Create wealth and have time to enjoy it.

We want to show you the money with Next Level Credit. Stop worrying about raising your credit score, and right now FOCUS on creating wealth. The credit score can be raised (depending on your situation). Having a high score in the 700’s is not going to create wealth FOR you. The economy is changing NOW with all the government investigations taking place. Of course, we want your score to improve, and to rid the collection debt, but we also want to change your mindset to taking control. Depend on yourself and what you can do now.

Opportunity is here – are you prepared to take advantage of it. We will show you the money.

NEXT LEVEL CREDIT

You are gonna make it radio interview

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The light at the end of tunnel (collection debt freedom)

Next Level Credit — Mon, 15 Sep 2008 16:17:46 +0000

Debt is a four letter dirty word. Compared to other four letter words…love, food, swim, bowl, read, call, warm, cold…(you get the point), the word “debt” makes some people cringe. That word has a negative connotation.

Freedom. How do you feel when you hear that word? What do you picture in your mind?

Debt free. How do you feel when you hear that word? Can you see it?

It is VERY possible to get rid of your collection debt quickly. Each scenario with each debt collector is different. However, the collection debt could be eliminated in a few months. There is a light at the end of the “collection debt” tunnel.

Start to envision what it feels like when the collection debt is eliminated.

Collection debt freedom. Can you see it?

When this ugly part of your life is eliminated and your stress level is lowered, what happens next?

Begin to plan your “plan B”. Plan B is necessary now just in case another unforeseen circumstance happens again. The journey begins with planning and putting in place another source of income where you can save money for another “rainy day”. Actually rainy day should be termed more as a “tornado”. Who came up with that expression anyway?

Get your plan B in place now and start envisioning your financial future. If you are concerned about your employment, or you have had various jobs since one major layoff, then what are your options to not depend on a job? What about medical expenses? What about helping family?

The reason we get into debt is because we do not make enough money at our job to afford the things that may make our life (more) enjoyable. We want instant gratification. That mindset will change once you have rid yourself of the collection debt. You will see life alot different and make a few lifestyle changes as well.

So how do we make more money? You can only make so much money at a job. There is nothing wrong with having wealth and having a healthy perspective with it. After having multiple houses and multiple cars, what else can you do with your wealth? Save it. Share it. Give back to your community. Donate to charity. Seed into ministry.

While you have a job, implement plan B so you will not have to be at the mercy of your employer. We work at a job (we may or may not really like) because we have to. We have to live. Do you work to live? Or do you live to work?

Let’s talk about WEALTH CREATION. What can you do to begin to create wealth for yourself?

NEXT LEVEL CREDIT

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